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High Ridge Properties d.b.a The Cabin Rental Store offers a range of products to meet your travel needs. Plans may include valuable medical coverage, trip interruption, coverage for theft of baggage and personal effects, accident coverage, emergency travel and health services and more. Our travel protection products include backpackers protection, expatriate protection, luggage protection, missionary health protection, skiing travel protection and more.

This Travel Protection Program is for US Residents* traveling to US-based and international locations (not subject to published travel restrictions). The Modern Voyage Travel Protection Program is underwritten by the American Modern Home Insurance Company.All references to currency are in United States dollars.

Schedule of Benefits

Benefit Maximum Benefit Amount
Trip Cancellation Trip Cost up to $50,000 **
Trip Interruption Up to 100% of Trip Cost
Travel Delay $600 ($200 per day maximum)
Baggage Delay $1,000 ($200 per day maximum)
Medical Expense
Dental Expense
$25,000
$1,000 ($50 deductible)
Medical Evacuation
Medical Repatriation
Repatriation of Remains
$250,000
24 Hour Accidental Death & Dismemberment $100,000



* This Program not available to residents of New Hampshire or Puerto Rico: please select an alternative Program.
* Any Trip Cost that is over $50,000 must have approval from the underwriter prior to purchase.
* Maximum length of Trip is 60 days.

This Schedule is only a summary of your coverage benefits. Your coverage benefits, including any exclusions, conditions and limitations, are described in full in the master policy issued to PAC7, a copy of which will be emailed or mailed to you upon purchase.

Travel Insurance benefits underwritten by the American Modern Home Insurance Company.

Version: November 1, 2013

Cost: 7.000% of Reservation Total

View Sample Description of CoverageFor rental property locations in the USA: The Accidental Rental Damage Protection provides coverage up to the amount of purchased ($1,500, $3,000, $5,000 or $10,000) per stay and is valid for the entire stay. With the Accidental Rental Damage Protection you and your traveling companions will not be obligated to pay for damage or theft to the contents of the rental unit you occupy.

Accidental Rental Damage Protection Does Not Cover:

  1. Intentional acts of a guest and traveling companions;
  2. Gross negligence or willful conduct;
  3. Any loss, if a guest or traveling companions do not take reasonable and prudent measures to protect the residence;
  4. Any loss, if the guest does not report the damage to residence rental management staff by the time of vacating the residence;
  5. Normal wear and tear;
  6. Theft without forced entry;
  7. Damage or loss caused by any pet or other animal that was not allowed onto the premises under the Rental Agreement.

A description of coverage with exclusions, conditions, and limitations that may apply will be mailed or emailed to you upon purchase. All references to currency are in United States dollars.

  • $39.00 for $1,500.00 of coverage

View Sample Description of Coverage

This Travel Protection Program is for Non-US Residents* traveling to US-based locations. By renting with a PAC7 affiliate, you become a member of the Royal Adventure Travel Group, which gives you access to purchase exclusive travel products and services. One of these benefits is the opportunity to purchase insurance coverage to protect your vacation. Insurance coverage is provided under a master policy issued to the Royal Adventure Travel Group, exclusively for the benefit of their members.All references to currency are in United States dollars.

Schedule of Benefits

Benefit Maximum Benefit Amount
Trip Cancellation 100% of Trip Cost up to $50,000
Trip Interruption 100% of Trip Cost up to $50,000
Travel Delay $600 ($200 per day maximum)
Baggage Delay $1,000($200 per day maximum)



* This Program is not available to US Residents traveling from the US to international destinations.
* Any Trip Cost that is over $50,000 must have approval from the underwriter prior to purchase.
* Maximum length of Trip is 90 days.

This schedule is only a summary of your insurance benefits. Your insurance benefits, including any exclusions, conditions and limitations, are described in full in the master policy issued to Royal Adventure Travel Group, a copy of which will be emailed or mailed to you upon purchase.

Travel Insurance benefits underwritten by Jubilee, syndicate 5820 at Lloyd’s.

Version: December 1, 2012

Cost: 7.000% of Reservation Total

View Sample Description of Coverage

This Travel Protection Program is for US Residents* traveling to US-based locations. By renting with a PAC7 affiliate, you become a member of the Royal Adventure Travel Group, which gives you access to purchase exclusive travel products and services. One of these benefits is the opportunity to purchase insurance coverage to protect your vacation. Insurance coverage is provided under a master policy issued to the Royal Adventure Travel Group, exclusively for the benefit of their members.All references to currency are in United States dollars.

Schedule of Benefits

Benefit Maximum Benefit Amount
Trip Cancellation 100% of Trip Cost up to $50,000
Trip Interruption 100% of Trip Cost up to $50,000
Travel Delay $600 ($200 per day maximum)
Baggage Delay $1,000($200 per day maximum)
Medical Expense
Dental Expense
$25,000
$1,000
Medical Evacuation
Medical Repatriation
Repatriation of Remains
$250,000
24 Hour Accidental Death & Dismemberment $100,000



* This Program not available to residents of New York: please select an alternative Program.
* Any Trip Cost that is over $50,000 must have approval from the underwriter prior to purchase.
* Maximum length of Trip is 90 days.

This schedule is only a summary of your insurance benefits. Your insurance benefits, including any exclusions, conditions and limitations, are described in full in the master policy issued to Royal Adventure Travel Group, a copy of which will be emailed or mailed to you upon purchase.

Travel Insurance benefits underwritten by Jubilee, syndicate 5820 at Lloyds.

Version: November 18, 2013

Cost: 7.000% of Reservation Total

View Sample Description of Coverage

Visit our Rental Guardian Travel Insurance page

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